::: security

CB Forms supplies Cheques to APACS Standard.

Please view samples of our Security Cheques at the bottom of this page.

*APACS

Cheque Printer Accreditation SchemeThe Association for Payment Clearing Services was set up in 1985 as a non-statutory Association of major banks and building societies and has become the umbrella body at the heart of the payments industry. APACS provides the forum for banks and building societies to discuss non-competitive issues relating to money transmission.

The governing body is APACS Council.

The APACS umbrella comprises the following entities:

The Association for Payment Clearing Services (APACS).

Three clearing companies which manage the major UK payment clearing systems and maintain their
operational efficiency and financial integrity.

Cheque and Credit Clearing Company which oversees the paper clearing.

CHAPS Clearing Company which provides electronic same-day clearings in sterling and euro BACS which operates the bulk electronic clearing.

In addition, APACS forecasts payment trends, conducts market research and maintains a large body of statistics. The Association also formulates payments industry standards.

Cheque Printer Accreditation Scheme

There are currently 83 members of CPAS. The Scheme was introduced in 1995 with the aim of tackling fraud involving company cheques. The Scheme ensures that all cheques for use in the UK clearing are now produced by accredited printers who have adopted stringent Security and Quality standards.
These measures have increased the security of cheque production by enabling standards to be introduced more swiftly and economically across the industry.